Explore Our Loan & Financial Products
Select a category below to see loan products curated for that profile. Every product includes Apply Now, Check Eligibility, Key Benefits and Required Documents.
Salaried Employees — Loan & Financial Solutions
Financing solutions designed around a fixed monthly income, from everyday personal needs to your first home.
Personal Loan for Salaried Employees
Collateral-free funding against your monthly salary for medical needs, travel, weddings, or any personal expense, approved within 24 hours.
Home Loan for Salaried Employees
Structured home financing for salaried applicants purchasing a new, resale, or under-construction residential property.
Car Loan for Salaried Employees
Fast-track financing for new and pre-owned cars with funding of up to 100% of the on-road price for eligible salaried applicants.
Salary Advance / Short-Term Loan
A short-tenure advance against your upcoming salary to bridge temporary cash-flow gaps between paydays.
Overdraft Facility for Salaried Employees
A pre-approved credit line linked to your salary account so you pay interest only on the amount you actually use.
Consumer Durable Loan
Easy EMI financing to purchase electronics, appliances, and furniture from partner retailers without straining your budget.
Business & Self-Employed — Loan & Financial Solutions
Working capital, expansion, and asset-backed financing for proprietorships, partnerships, and growing enterprises.
Business Loan for SMEs & Proprietorships
Unsecured and secured term loans to fund expansion, inventory, working capital, or new equipment purchases for established businesses.
Working Capital / Overdraft for Business
A revolving credit line to manage day-to-day operational expenses, supplier payments, and seasonal demand fluctuations.
Loan Against Property for Business
Unlock capital by mortgaging residential or commercial property to fund business growth, debt consolidation, or large expenses.
Machinery & Equipment Loan
Finance the purchase of new or used machinery and equipment to expand production capacity or modernise operations.
Business Line of Credit
A pre-sanctioned, reusable credit facility that lets growing businesses draw funds as needed without repeated applications.
GST-Based Instant Business Loan
A collateral-free loan underwritten primarily using your GST filing history, ideal for traders and small business owners.
Professionals — Loan & Financial Solutions
Tailored funding for doctors, chartered accountants, lawyers, architects, engineers, and other self-employed professionals.
Professional Loan for Doctors
Purpose-built financing for doctors to set up, equip, or expand a clinic, diagnostic centre, or private practice.
Professional Loan for Chartered Accountants
Financing designed for practising Chartered Accountants, Company Secretaries, and Cost Accountants to grow their practice.
Professional Loan for Lawyers & Consultants
Unsecured funding for advocates, legal consultants, and independent consultants to support office expansion or working capital needs.
Clinic / Practice Setup Loan
Dedicated financing to cover interiors, equipment, licensing, and initial working capital for a new clinic or practice.
Equipment Finance for Professionals
Finance diagnostic machines, dental chairs, office IT infrastructure, or specialised tools required for your practice.
Practice Expansion Loan
Funding to open a second location, hire additional staff, or scale an already-established professional practice.
Government Employees — Loan & Financial Solutions
Preferential loan products for central and state government staff, PSU employees, and defence personnel.
Personal Loan for Government Employees
Lower-rate personal loans for central and state government employees, backed by the stability of a government salary.
Home Loan for Government / PSU Employees
Preferential home loan pricing and simplified processing for confirmed government and PSU employees.
Pension Loan for Retired Government Employees
A secured personal loan for pensioners against their monthly pension income, useful for medical or family expenses.
Salary Loan for Defence Personnel
Special-rate loans for serving and retired Army, Navy, and Air Force personnel, processed with defence-friendly documentation.
Government Employee Overdraft Facility
A renewable credit line against your government salary account for planned or emergency expenses, without repeat paperwork.
Vehicle Loan for Government Staff
Discounted vehicle financing for government employees purchasing a new car or two-wheeler for personal or official use.
Builders & Property — Loan & Financial Solutions
Construction finance, project funding, and property-backed loans for developers, builders, and property owners.
Loan Against Property (LAP)
Leverage your residential or commercial property to raise funds for business growth, education, medical needs, or debt consolidation.
Construction Finance for Builders
Project-linked construction finance for builders and developers to fund land acquisition, construction, and approvals for residential or commercial projects.
Project Funding for Developers
Structured debt solutions for large residential, commercial, or mixed-use developments, tailored to project size and cash-flow profile.
Home Extension / Renovation Loan
Financing to extend, renovate, or upgrade your existing home, from structural additions to interior remodelling.
Plot Purchase + Construction Loan
A combined facility to purchase a residential plot and fund the subsequent construction of your home in structured stages.
Affordable Housing Project Loan
Special financing for homebuyers and developers under affordable and PMAY-linked housing schemes, subject to eligibility.
Cards & Other Facilities — Loan & Financial Solutions
Credit cards, balance transfers, debt consolidation, and other specialised financial facilities beyond traditional loans.
Credit Card Application Assistance
Guided comparison and application support to help you choose a credit card that fits your spending pattern and income profile.
Loan Balance Transfer
Move your existing home, car, or business loan to Aviothic Services for a lower interest rate and better repayment terms.
Balance Transfer & Top-Up Loan
Transfer your existing loan at a lower rate and simultaneously draw additional funds for any personal or business requirement.
Debt Consolidation Loan
Combine multiple high-interest loans and credit card dues into a single, more manageable monthly EMI.
Gold Loan
Quick, secure funding against your gold jewellery with transparent valuation and fast disbursal.
Education Loan (India & Abroad)
Comprehensive education financing covering tuition, living costs, and travel for admitted students in India and overseas.